Back to top

About Our Firm

Financial & Tax Services in Sioux City, IA

For years, Kramer & Associates, LLC has been providing quality, personalized financial guidance to local individuals and businesses. Kramer & Associates, LLC's expertise ranges from basic tax management and accounting services to more in-depth services such as audits, financial statements, and financial planning.

Kramer & Associates, LLC is one of the leading firms in and throughout Sioux City. By combining our expertise, experience and the team mentality of our staff, we assure that every client receives the close analysis and attention they deserve. Our dedication to high standards, hiring of seasoned tax professionals, and work ethic is the reason our client base returns year after year.

Our Mission

Our mission is to help clients maintain financial viability in the present, while taking a proactive approach to achieve future goals. This requires open communication to reach an understanding of our clients' needs through research and sound analysis. Kramer & Associates, LLC is dedicated to meeting these goals with high standards of excellence and professionalism. We have been a staple of Sioux City's business community for years, and pride ourselves on the level of esteem we have earned.

Our dedication to hard work has earned the respect of the business and financial community in and around Sioux City. We believe this to be a direct derivative of our talent and responsiveness to our client base. Whether you are a current or prospective client, rest assured that individuals and businesses who choose Kramer & Associates, LLC receive competent and timely advice.

Our Team

Randall H. Kramer, CPA

randykramer@kramercpasllc.com

After graduating from Briar Cliff in 1972, Randy spent three years in the US Army as an accounting specialist. Upon discharge, he began his public accounting career with a local firm. In 1986, Randy started his own firm and began assisting clients attain their personal and financial goals. He has been able to accomplish this by understanding their business, listening and focusing on their business success. Randy is a member of the American Institute of Certified Public Accountants and the Iowa Society of Certified Public Accountants. He serves on many not for profit and church boards. Randy and Pam, his wife of over 40 years have five grown children and four grandchildren and recently moved to a small acreage in rural Sergeant Bluff where they enjoy gardening, landscaping and yard work.

Pamela J. Ridgway, CPA

pamridgway@kramercpasllc.com

Pam graduated from the University of South Dakota in May 1989 with a Bachelor of Science degree with a major in Accounting. Pam joined Kramer & Associates, LLC in December 1989. Pam became a partner in 2008 and currently serves as a senior tax manager for the corporate tax division. Pam also serves as an advisor for Client Bookkeeping Solutions. Pam is a member of the American Institute of Certified Public Accountants and the Iowa Society of Certified Public Accountants. Pam also enjoys volunteering for various community organizations, including Nature Calls, an annual fundraiser for the Dorothy Pecaut Nature Center.

Brad J. Munchrath, CPA

bradmunchrath@kramercpasllc.com

Brad joined Kramer & Associates, LLC in 1997. Brad provides tax compliance and consulting services to corporations, partnerships and individuals. Brad has attended various advanced taxation and business seminars. Brad recieved his bachelor's degree from Briar Cliff University in Sioux City. He is a member of the American Institute of Certified Public Accountants and the Iowa Society of Certified Public Accountants. He is also active in several local organizations, including finance committee member at his church and Treasurer of the Briar Cliff Baseball Alumni Board.

Timothy J. Terveer, CPA

timterveer@kramercpasllc.com

Tim provides accounting and tax services to individuals and businesses. He is passionate about working with people that have the entrepreneurial spirit that drive businesses forward. Tim wants to help these clients by providing advisory services in all aspects of business. He is particualy avid about business valuation and aspects that increase the value of businesses. He is currently studying to achieve the CVA (Certified Valuation Analyst) designation in order to allow business owners to see the value of what they have created. Tim is also an adjunt instructor at Western Iowa Tech Community College, teaching principles of accounting. In his spare time, Tim enjoys playing golf and in the fall watching his Iowa Hawkeyes football team. Tim is also a board member of the non-profit group "Friends of the Sioux City Public Library" which hosts an annual book sale each spring to provide assistance to libraries in Sioux City.

Kim Hassler

kimhassler@kramercpasllc.com

Kim joined Kramer and Associates, LLC in 2008 after graduating from Morningside College, where she received a Bachelor of Science degree in Business Administration with an emphasis in Finance and Management. Kim is the payroll processer. She also assits with the portals and tax return processing. When Kim is not preparing for her next race, she enjoys traveling and spending time with family and friends.

Debbie Melville

debmelville@kramercpasllc.com

Debbie graduated from Briar Cliff University in May 2009 with a Bachelor of Arts degree in Accounting. She joined Kramer & Associates, LLC in December 2008. Debbie currently serves as a staff accountant. She prepares financial statements, processes payrolls, and prepares individual tax returns. Debbie has worked in the accounting field for several years. When she is not at the office she enjoys quilting, crafts, and biking. But most importantly spending time with her children, family and friends.

Christopher A. Bochmann

chrisbochmann@kramercpasllc.com

Chris graduated from Briar Cliff University with a Bachelor of Arts degree in Accounting and Business Administration. He joined Kramer & Associates, LLC in late 2010. He currently serves as a staff accountant. Chris prepares bank reconciliations, processes payrolls, reviews ledgers and financial statements, and processes individual tax returns. Chris also assists with QuickBooks support. Before joining the accounting industry, he received an Associate Degree in Applied Science: Culinary Arts. He worked in the restaurant industry for over 10 years and still helps out a local restaurant. When he’s not working or cooking, he likes to spend his time hunting and fishing.

Mandy Kacmarynski

mandy@kramercpasllc.com

Mandy graduated from Morningside College in May 2015 with a Bachelor of Science degree in Business Administration with an emphasis in Accounting and Finance. Mandy started as an intern at Kramer & Associates, LLC in January 2015 and came on full-time after graduation. She currently serves as a staff accountant. Mandy prepares bank reconciliations, processes payrolls, reviews general ledgers and financial statements and processes individual tax returns. When she is not working, Mandy enjoys taking her dog, Maya, on walks and visiting her family.

Chet Willer

chetwiller@kramercpasllc.com

Chet joined Kramer & Associates, LLC in the fall of 2015 as an Intern. In the Spring of 2017, Chet graduated from Morningside College with a Bachelor of Science degree in Business Administration emphasizing in Accounting. Chet also received a minor in Public Accounting and Agricultural Business. Upon graduation, Chet joined the Kramer and Associates team on a full time basis completing bank reconciliations, reviewing general ledgers, processing payrolls, and processing tax returns. Chet is currently pursuing his CPA, which he hopes to complete in the Summer of 2018. Outside of the office, Chet enjoys working on his family's farm or any other activity involving agriculture.

Drake Swedlund

drake@kramercpasllc.com

Drake graduated from Morningside College in May 2017 with a Bachelor of Science degree in Managerial Accounting. He started as an intern at Kramer & Associates in December 2016 and came on full time after graduation. He currently serves as a staff accountant. Drake prepares bank reconciliations, reviews general ledgers, processes payrolls, and prepares individual and business income tax returns, as well as payroll and sales tax returns. He is currently working towards earning his CPA designation. When he is not working, Drake enjoys fishing and spending time with family and friends.

Phil Vlach, CPA

philvlach@kramercpasllc.com

Phil joined Kramer & Associates, LLC in August 2017. He received his Master's Degree in Accounting from the University of Nebraska in December 2001. Prior to joining Kramer & Associates, he was a CPA with two other public accounting firms for over 7 years, and was the controller for a local non-profit for over 8 years. Phil provides bookkeeping, financial statement and tax services to both businesses and individuals. He particularly enjoys assisting his clients with their financial plans. In his free time, Phil enjoys spending time with his wife and two sons and also reading fiction and biographies.

Megan Pick

meganp@kramercpasllc.com

Megan joined Kramer & Associates, LLC in January 2018. She has 13 years of customer service experience and looks forward to getting to know all our clients. Megan coordinates the front office and assists in filing tax returns and other state filings. When not in the office, she enjoys spending time with her husband, family, and friends. She enjoys being outdoors, traveling, and going to concerts. Megan also leads a youth group at her local church.